Jerome and Angela Ferrer help professionals, entrepreneurs, OFWs, and parents build protection that lasts — through health coverage, life insurance, and smart financial planning.



Jerome Ferrer is a licensed financial planner and Unit Manager at Keystone Insurance Agency, with over 8 years of experience helping 1,000+ clients protect what matters most. As VP for AI & Innovation, he combines deep financial expertise with modern systems to deliver a client experience that is personal, fast, and dependable.
Angela Ferrer brings her systems and operations background to the team, ensuring every client interaction and financial process runs with precision. Together, they are the Ferrer Group — the Life Guardians.









We work with the Philippines' leading insurance and HMO providers so you get the right coverage — not just what's available, but what's right for you.
We represent 8+ HMO providers — so we're not pushing one brand. We find what actually fits your health needs, age, and budget.
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No waiting, no lengthy processing. Activated fast, immediate coverage — perfect for seniors, self-employed, and anyone who needs health coverage now.






We help employers provide quality HMO coverage for their teams. The employer covers the government-mandated benefits (SSS, PhilHealth, Pag-IBIG/MDF) and we handle the rest.
Fill in your details and we'll send a customized company HMO proposal to your email within 24 hours.
Life insurance isn't just for death. It's income replacement, debt protection, education funding, and legacy planning — all in one policy.




He responded instantly and assisted me right away. I never regretted messaging him — he's always just a chat away, promptly addressing my concerns and even checking in with updates and investment suggestions.
Highly recommended! Sir Jerome genuinely takes the time to understand what's best for you. You can really feel that he cares about his clients. I never thought I'd call life insurance a guilty pleasure but here we are.
Kumuha kami as a family ng HMO with him — 3 months in the making yung processing, 2 senior citizen parents and me. Finally got our cards! Super galing sa updates lalo na busy me. Trusted talaga for insurances!


If you want a highly organized system that gives you ease in doing business, increasing sales, where clients book meetings with you to know more about your products, then Jerome is the mentor you have been looking for!
As someone na hindi masyadong tech-savvy, super na-appreciate ko kung gaano kadaling intindihin yung teachings ni Sir Jerome. Even after qualifying at nagkakaroon na ng magandang results, marami pa rin akong natututunan sa kanya. Thank you so much, Sir Jerome!
Indeed a powerful and insightful AI jumpstart. Thank you, Coach Jerome for the strategic and truly game-changing session. Excited to turn the learnings into real impact!

We're looking for driven individuals who want to build a career in financial planning. No experience needed — just the right mindset and the willingness to grow.
Book a free consultation. No pressure, no jargon. Just honest advice.